Real Estate Title Attorneys · A+ rated (AM Best)

Title counsel, protected.

Errors and omissions coverage for real estate title practice, where examination, closing, and escrow work produces well-documented, quantifiable claims. A+ rated paper, limits to $5M.

Real Estate Title Attorneys professional liability insurance
A+
AM Best financial strength rating of the underwriting carrier
A+ (Superior) AM Best carrier
Up to $5M in capacity
Nationwide program
1-855-348-7475 to speak with us
The exposure

Exposures in title practice

Each practice generates claims in characteristic ways. Coverage is evaluated against the exposures specific to the work.

01

Title examination error

A missed lien, easement, encumbrance, or defect discovered after closing is attributed to the examining attorney, with concrete, measurable damages.

02

Closing and disbursement

Errors in deeds, recording, or disbursement create claims that are difficult to defend because the documentary record is unambiguous.

03

Escrow and wire fraud exposure

Mishandled escrow and settlement funds — including wire-fraud losses — are a serious and growing source of claims and bar complaints.

Representative scenarios

Claim situations that can arise

Hypothetical, generic illustrations — not actual claims, and not a statement of coverage.

01

Title defect

A defect missed in examination surfaces after closing, and the client alleges the resulting loss.

02

Escrow/wire loss

Settlement funds are lost to a disbursement or wire-fraud error, prompting a claim over the shortfall.

03

Priority loss

A recording error results in loss of priority, and the client alleges the resulting harm.

Scenarios on this page are generic, hypothetical illustrations of the kinds of allegations that can arise in this practice. They are provided for educational purposes only. They are not descriptions of actual claims and are not a representation that any particular claim is, or would be, covered. Whether any claim is covered depends entirely on the facts and the terms, conditions, and exclusions of the issued policy.

A financially strong insurance partner for real estate title attorneys
The coverage

Coverage terms.

Coverage for real estate title attorneys is written on paper rated A+ (Superior) by AM Best, with limits to $5 million and deductibles from $2,500. Defense-cost provisions vary by policy. Terms, conditions, and exclusions are governed by the issued policy.

/ security

A+ rated paper

Written on carrier paper rated A+ (Superior) by AM Best.

/ capacity

Limits to $5M

Available for firms of one to twenty attorneys.

/ defense

Defense costs

Defense-cost provisions vary by the issued policy.

/ service

Direct line

1-855-348-7475 for underwriting and service.

Scope

Work covered.

Real estate title practice is eligible under the program. Coverage addresses the examination-, closing-, and escrow-driven exposures of title work.

Title examination Title opinions Closings & settlement Escrow services Recording & disbursement Title curative work
Coverage notes

Professional liability for real estate title attorneys.

Lawyers professional liability insurance — legal malpractice or errors and omissions coverage — responds to claims that an error, omission, or act of negligence in professional legal work caused a client financial harm. For real estate title attorneys, the exposures identified above determine the frequency and severity of claims. The policy responds to defense costs and to damages, subject to its terms.

Coverage is written claims-made and reported: it responds to claims first made during the policy period for work performed on or after the retroactive date. Prior acts and predecessor firm terms determine the treatment of prior work. Continuity of coverage should be maintained to avoid gaps.

Indemnity depends on the insurer's financial condition. This program is written on paper rated A+ (Superior) by AM Best. Coverage descriptions on this page are summaries qualified in their entirety by the issued policy, which governs.

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Errors and omissions coverage for firms of up to 20 attorneys, nationwide. A+ rated paper.

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