These Terms of Service ("Terms") govern your access to and use of lawyereo.com (the "Site"), operated by Diversified Risk Solutions, LLC, doing business as lawyereo.com ("Company," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.
The Site provides general information about lawyers professional liability (errors and omissions) insurance. Nothing on the Site constitutes an offer to sell, a solicitation of an offer to buy, a binder, or a contract of insurance. No coverage is or will be bound through the Site. Insurance coverage is effective only when set forth in a policy issued by the insurer, and is subject to underwriting, the insurer's approval, and applicable law. Coverage descriptions are summaries qualified in their entirety by the terms, conditions, limitations, and exclusions of the issued policy, which governs.
Content on the Site is provided for general informational purposes and does not constitute legal, financial, tax, or professional advice. You should consult qualified professionals regarding your specific circumstances. Your reliance on any information on the Site is at your own risk.
Diversified Risk Solutions, LLC is a licensed insurance producer (License No. [LICENSE NUMBER PLACEHOLDER]) authorized to transact insurance where duly licensed. Products, coverages, limits, deductibles, and features are not available in all states and are subject to change without notice.
Any request for a quote or submission of an application through the Site or any linked third-party platform does not guarantee that coverage will be offered, quoted, or bound. All submissions are subject to underwriting review. Rates, terms, and availability are subject to change and are determined by the insurer.
The Site may contain links to third-party websites, applications, or services, including quote or application platforms operated by others. We do not control and are not responsible for the content, availability, security, or privacy practices of third-party sites. Your use of any third-party service is governed by that party's own terms and policies.
The Site and its content, including text, design, graphics, and logos, are owned by or licensed to the Company and are protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from the Site without our prior written consent.
You agree not to use the Site for any unlawful purpose, to interfere with its operation or security, to attempt unauthorized access, or to misrepresent your identity or information provided to us.
The Site is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, the Company and its members, officers, employees, and agents will not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of, or inability to use, the Site, even if advised of the possibility of such damages.
You agree to indemnify and hold harmless the Company from any claims, losses, liabilities, and expenses arising out of your use of the Site or your violation of these Terms.
We may modify these Terms at any time. Changes are effective when posted to the Site. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws principles. Any dispute arising under these Terms is subject to the exclusive jurisdiction of the state and federal courts located in New York.
Questions about these Terms may be directed to:
Diversified Risk Solutions, LLC
148 Lafayette Street, Floor 3, New York, NY 10013
Email: team@divrisk.com
Phone: 1-855-348-7475