Professional liability insurance is full of terms that are easy to get wrong — claims-made forms, retroactive dates, rate classes, underwriting questions that seem like formalities. We break down how it actually works, from the inside.
Missed deadlines are the most common malpractice claim. Why the docket-control question may be the most predictive on the form.
The most misunderstood concept in professional liability — and how claims-made coverage, prior acts, and predecessor firm coverage actually work.
Attorneys treat the practice-mix question as busywork. Underwriters treat it as the core of the pricing decision.
Engagement and disengagement letters are the cheapest malpractice risk controls a firm has. Why underwriters ask.